Independent watchdog project. Not affiliated with the State of California, DHCS or Medi-Cal Dental.

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I can't smile, California

Not the State of California

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California fines these plans when they break the rules. Two of the three, Liberty and the plan trading as DentaQuest, do dentistry and nothing else, so every fine against them is a dental fine and both ledgers are below in full. The third is Health Net, a large health plan whose file is mostly about medical care, so it gets its own section further down and no total. The documents are linked. You can check all of it.

12

Fines on record, the two dental only plans

24

Years those fines span

$293k

What they add up to

$1,000

Price of not reporting your unresolved grievances

The ledger

California Dental Network, trading as DentaQuest

Five enforcement actions since 2006, totalling 266,000 dollars. This is the plan that also administers Health Net's dental benefits.

DMHC enforcement actions: California Dental Network, Inc. d.b.a. DentaQuest
Date Penalty What the regulator cited Document
26 Aug 2026 $150,000 Failure to adequately consider an enrollee's grievance. Failure to establish and maintain a department approved enrollee grievance system. Improper cancellation notices. 23-768
5 Sep 2025 $95,000 Failure to reasonably and efficiently furnish subscribers with contracted health services. Claims paid late or wrongly denied. Failure to maintain books and records. 24-291
18 Sep 2025 $1,000 Failure to file the quarterly report listing grievances over 30 days old that are still unresolved. 25-323
25 Mar 2019 $15,000 Marketed and sold a dental product without an order of approval from the regulator, carried on selling it in breach of the Director's order of postponement, and advertised an unapproved product. 18-818
26 Jan 2006 $5,000 Failure to submit the 2003 and 2004 antifraud annual reports. 05-246

Read these with the dates in mind. California Dental Network (DentaQuest) only began covering Medi-Cal members on 1 July 2025. Not one of the five documents above mentions Medi-Cal or Medicaid, even once. They concern the company's other California dental business, the one where the member pays a monthly premium, and the conduct behind the two largest happened before the Medi-Cal contract existed. The 150,000 dollar action is about an enrollee who paid premiums between July and October 2023. The 95,000 dollar action comes out of an examination of the quarter ending 31 March 2023.

We publish them because they are the record of the company the state handed a Medi-Cal contract to. They are not Medi-Cal failures, and we are not going to dress them up as any.

One thing the public list does not show. The 1,000 dollar document records that the regulator had already dealt with this same failure twice before, in matters 24-388 and 24-756, and wrote to the plan on 5 November 2024 spelling out the deadline. The plan filed late again for the very next quarter. Neither of those two earlier matters appears anywhere in the public enforcement listing, so the ledger you can look up is shorter than the record the regulator holds.

Complete listing: DMHC enforcement actions for California Dental Network, Inc. (DentaQuest)

The ledger

Liberty Dental Plan of California

Seven enforcement actions since 2002, totalling 27,000 dollars. Four of them were settled on the same day in February 2025.

DMHC enforcement actions: Liberty Dental Plan of California, Inc. d.b.a. Personal Dental Services
Date Penalty What the regulator cited Document
24 Feb 2025 $6,000 Grievance and appeals reporting. 24-423
24 Feb 2025 $2,000 Grievance and appeals reporting. 24-422
24 Feb 2025 $2,000 Grievance and appeals reporting. 24-424
24 Feb 2025 $2,000 Failure to file the quarterly report listing grievances over 30 days old that are still unresolved. 24-755
29 May 2015 $10,000 Earlier action. See the document for the violations cited. 14-334
29 Aug 2005 $2,500 Earlier action. See the document for the violations cited. 05-257
13 Aug 2002 $2,500 Earlier action. See the document for the violations cited. 02-019

Complete listing: DMHC enforcement actions for Liberty Dental Plan of California, Inc.

Read the codes, not the headlines

The same rule, broken again

Every action cites the regulation breached. Line the codes up and two of them keep coming back, both about grievances.

Rule 1300.68(f)(3)

Not reporting the grievances that are stuck

Plans must file a quarterly report listing grievances more than 30 days old that are still unresolved. It is the report that tells the regulator who is waiting.

Liberty was fined 2,000 dollars for missing it in February 2025. DentaQuest's plan was fined 1,000 dollars for missing it seven months later.

Rule 1368(a)(1)

Not having an approved grievance system at all

Plans must establish and maintain a grievance system the Department has approved. This is the floor, not a refinement.

Cited against California Dental Network (DentaQuest) in August 2026, alongside a finding that it failed to adequately consider an enrollee's grievance. Also cited against Health Net of California.

Why this matters here

Grievances are the only lever a Sacramento member has. They cannot change program, and until 2030 they cannot leave managed care. The complaint is the remedy. These are the rules about handling complaints, and they are the rules that keep getting broken.

For scale

What a fine is worth to a company this size

We are not going to tell you what to conclude. We are going to put two numbers next to each other.

$27,000

Every penalty California has imposed on Liberty Dental Plan of California since 2002, added together. Twenty-four years of enforcement.

$174.6 billion

Centene's premium and service revenues for 2025, as reported to its shareholders. Centene owns Health Net.

Centene 2026 proxy statement

Those two figures describe different companies, and we are not pretending otherwise. The point is the order of magnitude that dental enforcement operates at. A thousand dollars for failing to tell the regulator which members are still waiting is not a number that changes how a company behaves. It is the price of a form.

The bigger files

The Health Net entities

Health Net is not only a dental plan, and this is where we have to be careful with you.

California's regulator lists 338 documents against Health Net of California, Inc. and 53 against Health Net Community Solutions, Inc. Those are large full-service health plans. The overwhelming majority of those actions concern medical care, not dentistry, and it would be dishonest to wave the number around as though it were a dental figure.

What is worth noting from the current page of each file is the kind of thing cited. Against Health Net Community Solutions: failure to ensure its contracted provider network has adequate capacity and availability of providers, and failure to decide on requests involving imminent or serious threats to a patient's health in time. Against Health Net of California: failure to establish and maintain a department approved enrollee grievance system, the same rule cited against DentaQuest's plan.

What we have not done

  • Read all 338 Health Net of California documents, or all 53 for Health Net Community Solutions. We looked at the most recent page of each.
  • Separated the dental actions from the medical ones in those two files. Until that is done, no total for Health Net appears on this page.
  • Read the full text of the older dental actions from 2002, 2005, 2006, 2015 and 2019. The dates and amounts are from the regulator's index; the documents are linked if you want to go first.

Listings: Health Net of California, Inc. and Health Net Community Solutions, Inc.

Document library

Go and read them yourself

Every enforcement letter above, in one place. These are the regulator's own files, not our summaries of them.

$150,00026 Aug 2026

DentaQuest, grievance system

The largest dental penalty on record here, including failure to maintain an approved grievance system.

Open document
$95,0005 Sep 2025

DentaQuest, services and claims

Failure to reasonably and efficiently furnish subscribers with contracted health services, plus claims handling.

Open document
$1,00018 Sep 2025

DentaQuest, unresolved grievances

The quarterly report naming members whose grievances had passed 30 days without resolution.

Open document
$6,00024 Feb 2025

Liberty, matter 24-423

The largest of four Liberty matters settled on a single day in February 2025.

Open document
$2,00024 Feb 2025

Liberty, unresolved grievances

The same quarterly grievance report rule DentaQuest's plan was fined for seven months later.

Open document
$850,000Associated matter

Health Net Community Solutions

Cited for failing to ensure its network had adequate capacity and availability of providers. Not a dental-specific action.

Open document

Still to come

A running log of public records requests: what was asked for, when, which agency, and where each one has got to. Plus the DHCS audit reports and corrective action plans, which sit alongside these fines and tell a parallel story.

Filed a grievance that went nowhere?

The reports these plans were fined for not filing are the reports that count people like you. If you have been waiting more than 30 days, we would like to know.

Tell us what happened